Joustoraha is a new Finnish service, which enables you to finance your internet shopping quickly and securely. Joustoraha is aimed for all Finnish consumers who are older than 20 years of age and have handled their personal finance well before. With Joustoraha you can finance any e-shopping from 20 € to 2000 €. You can also choose whether you want your invoice via e-mail or snail mail.
When you apply for Joustoraha you must identify yourself with your personal online bank ID’s. After that you need to fill in the rest of the application form. You will get the loan decision immediately after completing the application form. After that you will be redirected back to the webstore and your order will be completed.
When you pay with Joustoraha and choose to pay by invoice, you can always pay your invoice without interest fees within 14 days. The only fee will be the invoicing fee of 4,90 €. It is also possible to divide your invoice into 1-12 installments with 1-12 months payback time. If you choose this payment method there will be a monthly invoicing fee of 4,90 € and 29 % yearly interest fee added to each invoice.
Joustoraha payments are extremely secure. All the data between different systems are always handled via secure SSL-connections.
NB: After clicking Send order button, you will be redirected to an external payment service. Remember to return to our web store after payment to ensure that your order is registered.
The delivery method cost for your shopping cart with this delivery method would be 0.00 € and it's computed by the formula 0.00 € + 3.40 % Of the price of the order
Visa, MasterCard etc.
Payments are processed by Checkout Finland Oy (2196606-6) which is regulated by the Finnish Financial Supervisory Authority.
Payment by credit card
Payments by Visa, Visa Debit, Visa Electron, MasterCard, and Debit MasterCard cards are available. Card payments are made safe by Nets SSL-secured payment method. Checkout Finland Oy has no access to your card information. No card information is stored in our systems. Verified by Visa and MasterCard SecureCode verification are enabled if active on your card.
Payment by internet bank (available in Finland only)
Checkout Finland Oy (2196606-6) transmits the payment to the merchant. You have access to all the Finnish banks' payment buttons, which means you can pay with Nordea, OP Bank, Säästöpankki, POP bank, Danske Bank, Handelsbanken, S-Bank, the Bank of Åland and LähiTapiola Bank. The payer's account statement will show Checkout Finland Oy as the receiver of the payment. The payment will be transferred to the merchant by Checkout Finland Oy.